We are always here to help our customers and try to answer questions within 24 hours. We do not offer layaway or accept payments. Thank you for shopping at M&M Jewelers! The item "David Yurman 18K Yellow Gold Sterling Silver Pearl Necklace 16 #4054" is in sale since Wednesday, November 22, 2017.This item is in the category "Jewelry & Watches\Fine Jewelry\Fine Necklaces & Pendants\Pearl". The seller is "mmjewelersknoxville" and is located in Knoxville, Tennessee. This item can be shipped worldwide.